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- 9550 Warner Ave, Ca 92708
- (888) 409-6388
- Info@Paydownllc.com
Small business financing
options that are flexible
Our designed financial products for small businesses are directly funded. We have the ideal product for you, whether you favor making fixed payments or deposits that fluctuate depending on your sales.
Our financial expert will assist you in determining your financial needs and make the best recommendation for your company.
PayDown Advance
As you earn, repay. PayDown Flex matches your earning potential and is automatic and simple.
Payments are calculated and withheld as a percentage of your sales, making them flexible and hassle-free. They are automatically withdrawn through ACH or your credit card processor.
You can rest easy knowing that your business's sales, not your personal credit, will determine whether you get credit. With PayDown Advance, thereʼs no need to provide collateral or a personal guarantee.
PayDown Loan
Predictable and controllable. You receive the money you require quickly. Our PayDown Loan is available to you whether you're investing in a business opportunity or bouncing back from a crisis.
Fixed Payments: You can budget and make future plans because the number of payments and their amounts are predetermined from the start.
Flexible Terms: We'll work with you to determine the ideal loan duration. We offer terms from three to twelve months. We won't impose a prepayment penalty if you choose to make an early payment.
Why are our clients
so devoted to PayDown?
Perhaps it's because we have a deep understanding of entrepreneurs? Or, perhaps, it's the available money? Maybe…both. In any case, each and every one of our products is tailored specifically to the requirements of today's small business owners.
Quick and simple
Submit a brief application, and three months bank statements, we normally have an approval within 24 hours.
Flexible
We have the ideal product for you, whether you prefer fixed payments or variable deposits based on your sales.
Expert guidance
Our experts understand small businesses. They will walk you through the process and assist you in selecting the terms that best suit your company's requirements.
Itʼs A PayDown. Hereʼs how we work:
Contact us
Contact us by phone or online to speak with a helpful representative who will listen to your needs and gather any additional data.
Review your individualized proposal
Following approval, your PayDown expert will go over the various financing options you have and assist you in selecting the one that best suits your requirements.
Sign
After reviewing the proposal, you can safely sign the paperwork online.
Receive your funds
Within 48 hours, you should get your approved funds!
Product Details
To apply, you must meet the following requirements:
- having been in operation for more than 3 months
- having monthly sales of at least $10,000
PayDown loan terms typically last between three and twelve months, with amounts ranging from $10,000 to up to $250,000. When determining the appropriate size and duration of your business loan, our representatives will consult with you.
The primary distinction between the PayDown Advance and PayDown Loan is that the former has variable payments that change according to the company’s sales, whereas the latter has fixed payments. Your credit card receipts will be automatically withheld on a percentage basis to pay back PayDown Advance. In the business, PayDown Advance is frequently referred to as a Merchant Cash Advance (MCA).
- If your sales decline, the good news is that your payments will also decrease.
- No personal guarantee is necessary.
- Since payments are set, you can budget and make future plans.
- There is no need to involve the credit card processing company, which results in a quicker funding process.
- Term loans have no minimum credit card sales requirements, making qualification simpler.
There are no limitations on how you can use the funds with PayDown. Typical uses include buying supplies, buying equipment, renovating, growing, advertising, paying off debt, and paying taxes. But the choice is entirely yours!